First Time Buyer E-book- Download it for Free!

First Time Buyer E-book.

Get a "FREE" guide to buying your first home!

Learn what to do. Find oout how to get pre-approved for a mortgage. Getting good advice to choose the right Realtor. Do a home Inspection to protect yourself and find an experienced lawyer to close your deal. You will be able to buy your first home with the knowledge of a seasoned homeowner!

At Mortgage Intelligence we pride ourselves in providing not just mortgages, but an understanding of what it takes to get the right mortgage and how to save thousands once you have one. First Time Buyers can staill buy with Zero Down if they have good credit and a stable income. Cash Back Mortgages are designed to provide a down payment when buying your first home. Ask us about using your RRSP as a down payment and get 15 years to repay it.

Our team is dedicated to eliminating your stress and doing all the rate shopping for you. The Power of Mortgage Intelligence means you'll get the most competitive rates and the widest choice of mortgage types with one click of the mouse! Apply today! Get pre-approved and buy your dream home tomorrow! 44% of First Time Buyers use Mortgage Brokers!

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Mortgage Process

Mortgage Process Made Easy!

Let our team make the mortgage process easy. We want to share our financial knowledge with you.

We are an experienced group of full-time licensed Mortgage Agents.

The secure mortgage application process section of the site is devoted to giving borrowers a step by step guide to the mortgage application process, whether it’s for a purchase of a property, re-finance, investment buying or any other situation that requires mortgage financing.

Seven Easy Steps To Approval!

The first step to borrowing should include a full pre-approval. Complete the application online or call us to make an appointment

We review your assets and liabilies, income and down payment to determine the maximum borrowing capacity.

Our site saves time and since you can apply for a mortgage in the comfort of your home it’s a consumer-friendly process. But we’re always there to guide you.

Your pre-approved mortgage will come with the added benefit of securing a rate for up to 120 days from application. If rates decrease by the closing date, you will automatically be offered the lower rate.

Upon finding the right home, for re-finance, or renewal, your mortgage commitment will be issued with a set of conditions that you must fulfill. This may include an appraisal request.