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The secure mortgage application process section of the site is devoted to giving borrowers a step by step guide to the mortgage application process, whether it’s for a purchase of a property, re-finance, investment buying or any other situation that requires mortgage financing.
Seven Easy Steps To Approval!
The first step to borrowing should include a full pre-approval. Complete the application online or call us to make an appointment
We review your assets and liabilies, income and down payment to determine the maximum borrowing capacity.
Our site saves time and since you can apply for a mortgage in the comfort of your home it’s a consumer-friendly process. But we’re always there to guide you.
Your pre-approved mortgage will come with the added benefit of securing a rate for up to 120 days from application. If rates decrease by the closing date, you will automatically be offered the lower rate.
Upon finding the right home, for re-finance, or renewal, your mortgage commitment will be issued with a set of conditions that you must fulfill. This may include an appraisal request.
Once your documentation has been received the lender will forward the final mortgage instructions to your lawyer to complete your financing request.
The mortgages process is designed to make getting financing easy and stress free. Sign up for our Weekly e-rates, it's free and easy!